7 Step Guide to Creating Wealth

7 Step Guide to Creating Wealth

The following wealth creation strategy will help you create unlimited wealth. This is your true guide to wealth creation.

These seven steps, when applied to your daily life, will be your blueprint for success.

1.) Do what you love and what you are good at.
2.) Be ready to learn on a daily basis and focus on being positive all the time.
3.) Be original and creative.
4.) Be ready to invest time, money, effort and resources.
You will not have to invest large amounts of money to become wealthy, but you will have to invest some.
5.) Be disciplined in writing down your goals. Goals are dreams with a deadline.
6.) You must be prepared to manage and leverage your time efficiently.
7.) As you progress in your self-growth, learn to give back and contribute to humanity in some way shape or form.

You must have a rock solid vision of yourself already achieving success. Many great people have achieved great levels of unlimited wealth simply because they lived by these basic steps.

Life is our greatest teacher, that is why you must be eager to accept challenges everytime a challenge arises. Every challenge is a learning experience, and as long as you learn something from these challenges, no matter the outcome, it is a success. You must be willing to take action whenever you see an opportunity.

Taking action is extremely important when using these steps to create wealth. Action is an essential tool in your pursuit of wealth. You must do all that you can do in one day, however do not rush!

Be dedicated to learning and strive to succeed.

Success is not some secret that you have to search for to reach your goals. It is an understanding that you develop when you realize what you want in life, when you discover your purpose.
Any task when performed with the right mind will give you victory.

A positive outlook will bring you success. A negative mind, laziness and working unenthusiastically will result in failure.

Pacquiao to receive boxing awards in NY

Pacquiao to receive boxing awards in NY

By Izah Morales, Yahoo! Southeast Asia

Wednesday May 26, 2010 02:38 pm PHT

Sarangani Rep. Manny Pacquiao is set to receive the highest honors as Fighter of the Year and Fighter of the Decade from the Boxing Writers Association of America on June 4 at the Roosevelt Hotel in New York.

"Manny will be leaving on June 1 for New York for the awarding ceremony," Jake Joson, Pacquiao's chief of staff told Yahoo! Southeast Asia in a phone interview, adding, "Okay na naman ngayon si Manny. Pagkatapos nga nyang lumabas sa ospital, nagtaping pa sya sa GMA7 para sa sitcom niyang Show Me da Manny [Manny's fine now. After leaving the hospital, he even went to GMA 7 for a taping of his sitcom, Show Me da Manny]."

This will be Pacquiao's third Fighter of the Year award from the BWAA, tying him with Muhammad Ali and Evander Holyfield, according to the BWAA website.

Pacquiao's coach, Freddie Roach will likewise receive his fourth "Trainer of the Year" award.

"After the awarding, manonood si Manny ng laban ni Yuri Foreman at ni Miguel Cotto. Kung sinong manalo dun, pwede rin nyang labanan. [After the awarding, Manny will be watching the fight between Brooklyn's Yuri Foreman and Puerto Rico's Miguel Cotto on June 5 at the Yankee Stadium. Whoever wins the bout may be a possible match for Manny]," said Joson.

Joson related that Pacquiao will be having a weeklong vacation with his family in New York before returning to Manila for classes at the University of the Philippines Diliman and as a representative of his province Sarangani.

"Manny will be taking a two-month course sa Public Administration and Governance and will attend regular classes like any student," said Joson.

5 Secrets of Self-Made Millionaires

I can't help myself from reading books magazine and articles on how to become a millionaire or maybe billionaire......soundz crazy but its true....many people really made it to the top....try to read this article by Kristyn Kusek Lewis

5 Secrets of Self-Made Millionaires

They’re just like you. But with lots of money.

When you think “millionaire,” what image comes to mind? For many of us, it’s a flashy Wall Street banker type who flies a private jet, collects cars and lives the kind of decadent lifestyle that would make Donald Trump proud. But many modern millionaires live in middle-class neighborhoods, work full-time and shop in discount stores like the rest of us. What motivates them isn’t material possessions but the choices that money can bring: “For the rich, it’s not about getting more stuff. It’s about having the freedom to make almost any decision you want,” says T. Harv Eker, author of Secrets of the Millionaire Mind. Wealth means you can send your child to any school or quit a job you don’t like.According to the Spectrem Wealth Study, an annual survey of America’s wealthy, there are more people living the good life than ever before—the number of millionaires nearly doubled in the last decade. And the rich are getting richer. To make it onto the Forbes 400 list of the richest Americans, a mere billionaire no longer makes the cut. This year you needed a net worth of at least $1.3 billion.

If more people are getting richer than ever, why shouldn’t you be one of them? Here, five people who have at least a million dollars in liquid assets share the secrets that helped them get there.

1. Set your sights on where you’re going
Twenty years ago, Jeff Harris hardly seemed on the road to wealth. He was a college dropout who struggled to support his wife, DeAnn, and three kids, working as a grocery store clerk and at a junkyard where he melted scrap metal alongside convicts. “At times we were so broke that we washed our clothes in the bathtub because we couldn’t afford the Laundromat.” Now he’s a 49-year-old investment advisor and multimillionaire in York, South Carolina.There was one big reason Jeff pulled ahead of the pack: He always knew he’d be rich. The reality is that 80 percent of Americans worth at least $5 million grew up in middle-class or lesser households, just like Jeff.Wanting to be wealthy is a crucial first step. Says Eker, “The biggest obstacle to wealth is fear. People are afraid to think big, but if you think small, you’ll only achieve small things.” It all started for Jeff when he met a stockbroker at a Christmas party. “Talking to him, it felt like discovering fire,” he says. “I started reading books about investing during my breaks at the grocery store, and I began putting $25 a month in a mutual fund.” Next he taught a class at a local community college on investing. His students became his first clients, which led to his investment practice. “There were lots of struggles,” says Jeff, “but what got me through it was believing with all my heart that I would succeed.”

2. Educate yourself
When Steve Maxwell graduated from college, he had an engineering degree and a high-tech job—but he couldn’t balance his checkbook. “I took one finance class in college but dropped it to go on a ski trip,” says the 45-year-old father of three, who lives in Windsor, Colorado. “I actually had to go to my bank and ask them to teach me how to read my statement.”One of the biggest obstacles to making money is not understanding it: Thousands of us avoid investing because we just don’t get it. But to make money, you must be financially literate. “It bothered me that I didn’t understand this stuff,” says Steve, “so I read books and magazines about money management and investing, and I asked every financial whiz I knew to explain things to me.”
He and his wife started applying the lessons: They made a point to live below their means. They never bought on impulse, always negotiated better deals (on their cars, cable bills, furniture) and stayed in their home long after they could afford a more expensive one. They also put 20 percent of their annual salary into investments.Within ten years, they were millionaires, and people were coming to Steve for advice. “Someone would say, ‘I need to refinance my house—what should I do?’ A lot of times, I wouldn’t know the answer, but I’d go find it and learn something in the process,” he says.In 2003, Steve quit his job to become part owner of a company that holds personal finance seminars for employees of corporations like Wal-Mart. He also started going to real estate investment seminars, and it’s paid off: He now owns $30 million worth of investment properties, including apartment complexes, a shopping mall and a quarry.“I was an engineer who never thought this life was possible, but all it truly takes is a little self-education,” says Steve. “You can do anything once you understand the basics.”

3. Passion pays off
In 1995, Jill Blashack Strahan and her husband were barely making ends meet. Like so many of us, Jill was eager to discover her purpose, so she splurged on a session with a life coach. “When I told her my goal was to make $30,000 a year, she said I was setting the bar too low. I needed to focus on my passion, not on the paycheck.”Jill, who lives with her son in Alexandria, Minnesota, owned a gift basket company and earned just $15,000 a year. She noticed when she let potential buyers taste the food items, the baskets sold like crazy. Jill thought, Why not sell the food directly to customers in a fun setting? With $6,000 in savings, a bank loan and a friend’s investment, Jill started packaging gourmet foods in a backyard shed and selling them at taste-testing parties. It wasn’t easy. “I remember sitting outside one day, thinking we were three months behind on our house payment, I had two employees I couldn’t pay, and I ought to get a real job. But then I thought, No, this is your dream. Recommit and get to work.”She stuck with it, even after her husband died three years later. “I live by the law of abundance, meaning that even when there are challenges in life, I look for the win-win,” she says. The positive attitude worked: Jill’s backyard company, Tastefully Simple, is now a direct-sales business, with $120 million in sales last year. And Jill was named one of the top 25 female business owners in North America by Fast Company magazine.According to research by Thomas J. Stanley, author of The Millionaire Mind, over 80 percent of millionaires say they never would have been successful if their vocation wasn’t something they cared about.

4. Grow your money
Most of us know the never-ending cycle of living paycheck to paycheck. “The fastest way to get out of that pattern is to make extra money for the specific purpose of reinvesting in yourself,” says Loral Langemeier, author of The Millionaire Maker. In other words, earmark some money for the sole purpose of investing it in a place where it will grow dramatically—like a business or real estate.There are endless ways to make extra money for investing—you just have to be willing to do the work. “Everyone has a marketable skill,” says Langemeier. “When I started out, I had a tutoring business, seeing clients in the morning before work and on my lunch break.”A little moonlighting cash really can grow into a million. Twenty-five years ago, Rick Sikorski dreamed of owning a personal training business. “I rented a tiny studio where I charged $15 an hour,” he says. When money started trickling in, he squirreled it away instead of spending it, putting it all back into the business. Rick’s 400-square-foot studio is now Fitness Together, a franchise based in Highlands Ranch, Colorado, with more than 360 locations worldwide. And he’s worth over $40 million. When extra money rolls in, it’s easy to think, Now I can buy that new TV. But if you want to get rich, you need to pay yourself first, by putting money where it will work hard for you—whether that’s in your retirement fund, a side business or investments like real estate.

5. No guts, no glory
Last summer, Dave Lindahl footed the bill for 18 relatives at a fancy mansion in the Adirondacks. One night, his dad looked out at the scenery and joked, “I can’t believe we used to call you the black sheep!”At 29, Dave was broke, living in a small apartment near Boston and wondering what to do after ten years in a local rock band. “I looked around and thought, If I don’t do something, I’ll be stuck here forever.”He started a landscape company, buying his equipment on credit. When business literally froze over that winter, a banker friend asked if he’d like to renovate a foreclosed home. “I’m a terrible carpenter, but I needed the money, so I went to some free seminars at Home Depot and figured it out as I went,” he says. After a few more renovations, it occurred to him: Why not buy the homes and sell them for profit? He took a risk and bought his first property. Using the proceeds, he bought another, and another. Twelve years later, he owns apartment buildings, worth $143 million, in eight states.The Biggest Secret? Stop spending.Every millionaire we spoke to has one thing in common: Not a single one spends needlessly. Real estate investor Dave Lindahl drives a Ford Explorer and says his middle-class neighbors would be shocked to learn how much he’s worth. Fitness mogul Rick Sikorski can’t fathom why anyone would buy bottled water. Steve Maxwell, the finance teacher, looked at a $1.5 million home but decided to buy one for half the price because “a house with double the cost wouldn’t give me double the enjoyment.”

Everything You Want Is Found In Your Courage Zone

LOLO, LOLA, Grand Pa, Grand Ma, Inkong, Ingka, Granny, old man, old lady are just some of the names we use to call an elderly. Many of us neglects the legacy, the contribution or the role and maybe most of the time the presence of these individuals in our homes, community and society. The respect and the honor they deserve was lost and forgotten.

I want to share with you these writings authored by one of my favorite authors Bro. Bo Sanchez.

Read it carefully and reflect on it....

<<<<<<< ((((((((( o )))))))) >>>>>>>>

Everything You Want Is Found In Your Courage Zone
by: Bro. Bro Sanchez
http://www.trulyrichclub.com/

I love talking to older people.
I ask about their successes.
But I also ask about their failures.
And I learn so much!
John Izzo says that unlike younger people, older people are already looking back into their lives. They’re more reflective. And because of that, some of them are wiser.
Because hindsight is always wiser than foresight. (This is translated in Tagalog as “Papunta ka pa lang, pabalik na ako.”)
In fact, there’s a Romanian proverb that says, “If a house doesn’t have an old person, they should buy one.”
The Bible says, Rise in the presence of the aged, show respect for the elderly and revere your God. (Leviticus 19:32)
My mother taught me to stand before an older person, take her hand and place it on my forehead. We seek the blessing and wisdom of older people.
If there’s an older person before you (just be sure!), rise up in his or her presence, and ask for a blessing.
What Is The Most Common Regret?
And what can older people teach us?
Their regrets.
John Izzo did extensive interviews of 235 people above the age of 59 and asked them their regrets in life.
And what was the most common regret he found?
“I didn’t take enough risks.”
It was like a constant refrain that his older interviewees were saying again and again.
They said it in different ways:
“I played it too safe.”
“I didn’t try enough.”
“I was crippled by fear.”
In other words, they didn’t even try to get what they wanted.
They didn’t try to pursue their dreams.
I hear this statement from the older people I meet: To have tried and failed is so much better than not trying at all.
Why don’t we take enough risks?
Because of fear.
I believe life is really a battle between our dreams and our fears. Many times, our fears win.
You Live In Either Two Zones
You live in either two places.
A lot of people live in their Comfort Zone.

Their life is limited to the confines of this circle.
But here’s the problem: All success is found outside this little circle.
Let me give you a perfect picture of your Comfort Zone: It’s a Memorial Park.
So peaceful. So tranquil. So quiet. So dead.

Why? Memorial Parks are all about remembering the past. It’s never about facing the future.
One day, I did my morning exercise in Manila Memorial Park in Sucat, Paranaque. They say it’s one of the largest cemeteries in the Philippines.
It was really beautiful there in the morning—trees, birds, sunlight. But while walking, it suddenly hit me (like a bat hitting my head): It wasn’t just a graveyard of dead people. It was also a graveyard of dreams unfulfilled.
I was literally standing on the cemetery of dead dreams!
Many acts of love not done.
Many marriages not strengthened.
Many families not united.
Many books not published.
Many songs not sung.
Many dances not danced.
Many trips not taken.
Many businesses not launched.
Many homes not built.
Many ministries not created.
Many hugs not given.
Friend, I’ve got a message for you: God doesn’t want you to have regrets in your life. God doesn’t want you to die with your dreams still unfulfilled. In fact, God gave you those dreams so that you can make them happen.
Do you feel discouraged?
Are your problems weighing you down?
I’ve learned this principle: Never focus on your problems. Focus on your possibilities. The problems will pull you down. The possibilities will push you up.
Today, God wants you to relocate from your Comfort Zone to your Courage Zone.

Success Lies At The Edge
Move into your Courage Zone!
The Comfort Zone is like a Memorial Park.
But the Courage Zone is like a Magic Factory.
In your Comfort Zone, your dreams vanish.
In your Courage Zone, your dreams come true.
In your Comfort Zone, you wake up to die.
In your Courage Zone, you wake up to serve and love and build God’s Kingdom in this world!
By the way, only big people live in the Courage Zone. Big people who have dedicated their lives for big things. They don’t have time to fight over small things.
When You Don’t Change,
You Start Dying
I repeat: The Comfort Zone is like a Memorial Park.
· Marriages who stay in the Comfort Zone become lifeless marriages.
· Families who stay in the Comfort Zone become estranged families.
· Companies who stay in the Comfort Zone never innovate, become dinosaurs, and become extinct.
· Persons who stay in the Comfort Zone stop growing and lose their edge, their passion, and their joy for living.
When you stop changing, you start dying.
You don’t want this.
God doesn’t want this to happen to you.
You need to make a decision.
You don’t want to live in a Memorial Park.
Relocate!
How Do You Step Into Your Courage Zone?
There really are only two steps:
Step 1: Define Your Success
Step 2: Have An Exploring Mindset
1.Define Your Success
I’ve got an assignment for you.
Get a pen and piece of paper.
I want you write down what you really want for your life.
Clearly. Graphically. Deliberately.
In other words, define your success.
(Stop reading. Do it!)
Finished?
Look at your list in your hand again.
Here’s what I want you to know: Everything you want in life is just outside your Comfort Zone. All success is found in your Courage Zone.
Have you been stuck in your job?
Have you been single for the longest time?
Do you feel trapped in your addictions?
Have you remained stagnant in your spiritual journey?
Are you buried in debt?
Are your family relationships always strained?
Are your dreams still unfulfilled?
Every single one of your dreams is found in your Courage Zone. When you realize that, you’ve won half of the battle.
Here’s the second step…
2. Have An Exploring Mindset
Many times, I just have a vague idea of where I want to go, but I don’t know the exact way of how to go there.
Does that bother me?
No. That excites me!
Because I have an exploring mindset.
I have a radical philosophy of life: Action precedes clarity.
A lot of people want everything clear before they act.
They will never succeed in life.
If you want to succeed big time, you have to act (and act and act and act) before everything becomes clear.
Obviously, you’ll make lots of mistakes.
But that’s great!
Because through your mistakes, the path will become clear.
All Success Is Just Outside Your Comfort Zone
One day, Joey was complaining about his teenagers.
“They’re just so darn rebellious!”
After telling me a long list of the bad things they do, I asked Joey, “And what do they say about you?”
“About Me? They think I’m Hitler. That I hurt them. That I don’t understand them. My goodness! If it’s war they want, then it’s war they’ll get!”
Boy, was he angry. I thought I saw fumes go out of his nostrils. Were those horns growing on his head? My imagination was tricking me.
I asked him, “Joey, what do you want to happen?”
“I want them to follow me!” he blurted out.
I nodded. “Is that all?”
He began to calm down.
After taking a deep breath, he said, “Actually Bo, I just… I just want them to be good kids. I want them to grow up well.”
At that moment, he defined his success.
I now wanted him to explore the edge.
I dropped a big question. “Joey, are you willing to do anything—absolutely anything—so that your kids will turn out right?”
He sighed, “Yes, Bo.”
“Then get out of your Comfort Zone. I presume you’ve been using anger for the longest time. It’s your tool of choice and it’s not been working. I suggest you start using other tools.”
“Like what?” he asked.
“Like asking forgiveness from your kids for the times you’ve hurt them.”
His jaw dropped.
He looked at me like I said something absurd, like “Burn your house” or “Swallow a frog” or “Chop your hand.”
“It’s clear that you hurt them,” I said, “As father, you’re the leader. And leaders sacrifice. Only strong leaders have the capacity to ask forgiveness.”
He stammered, “Bo, I’ve…uh… I’ve never done this before. My own parents never asked forgiveness from me.”
I told him, “Everything you want is just outside your Comfort Zone. Great kids, great family, great relationships—all these are not found in your Comfort Zone. All these are found in the Courage Zone.”
One week later, he came up to me at the Feast and told me that he did it. He went over to his kids and asked for forgiveness.
For the first time in their relationship, they wanted war but he gave them love. Though there’s a long way to go, he’s so happy because their healing has started.
Why did Joey experience victory?
Simple. Because he left his Comfort Zone and went to his Courage Zone.
God Wants You To Conquer Your Fear
The whole Bible is a story of God calling people out of their Comfort Zones and into their Courage Zones.
Abraham was very comfortable in the land of Ur.
He was born there. He played marbles and patentero there. He got married there. All his friends were there. All his memories were there.
But one day, God said, “Migrate to Canaan.”
And boom, off he went to live in a foreign land.
Moses was very comfortable among the Egyptians.
Because he was a prince. He lived in the palace of Pharaoh. He had servants serving him 24 hours a day. His political career was bright and rosy.
But one day, God called him to go into his Courage Zone. He asked him to lead the entire nation of slaves out of Egypt. Through the red sea. Through the scorching desert. Through the next 40 years! Insane!
Peter was a very comfortable in his fishing boats.
His brother was a fisherman. His father was a fisherman. And his grandfather was a fisherman. Shucks, all his ancestors were fishermen. His life was very peaceful. He saw himself fishing until his retirement.
But one day, God called him to go into his Courage Zone. He asked him to be a fisher of men—and made him the head of the Church.
From Kid To Preacher
When I was 13 years old, I was very comfortable as a kid watching my cartoons and reading comic books. But one day, God called me to live in my Courage Zone.
He called me to be a preacher.
The only time I gave a speech was in a oratorical contest in school. My teacher picked my name at random and I had no choice. I had to join it.
I won second place.
But there were only two contestants. (Serious!)
In other words, I wasn’t a great speaker.
But my prayer group leader said, “Bo, God is calling you to preach. Give a talk in our next prayer meeting.”
Boy, I was such a great speaker, I healed people’s insomnia.
But I didn’t stop.
From Preacher To “Father”
When I was 14 years old, Light of Jesus was born.
He didn’t only want me to be a Preacher. He wanted me to be a “Father” of a spiritual family.
It’s easy to preach. You come in, you give your talk, and you leave. You’re “hired” to do a job.
But as a “Father”, you come in… and you never leave.
And I haven’t left.
Today, we celebrate our 30th birthday as a community.
From “Father” To Writer
I was getting comfortable as leader.
But ten years later, I felt God was telling us to start a media ministry. We called it Shepherds Voice. We began with one magazine, Kerygma, at 2000 copies.
Today, it publishes the widest read inspirational literature in the country.
Every success of my journey was a result of stepping into my Courage Zone. Every step! No exception.
When we built Anawim.
When we built our other ministries for the poor.
When we built KerygmaFamily.com
When we built the Feast…
PICC, Here We Come
Next month, we start a new Feast in PICC (Philippine International Convention Center). Believe me, this move is a step into the Courage Zone. I believe God is calling us to serve more people with God’s Love. And so we go there.
Friend, has God given you a dream but you’ve not been doing anything about it?
Have you been living in your Comfort Zone?
Have you been held back by fear?
God is saying, “Don’t be afraid. I am filling your heart with courage. I will be with you. I will never forsake you.”
I know of a woman who heard these words in her life.
Her name is Tes Barcelona.

A Woman Who Always Lived
In Her Courage Zone
Tes is the wife of my friend Alvin Barcelona. (Alvin is the Preacher at the Feast in Marilao, Bulacan.)
Tes came from a poor family.
From the province, she went to Manila to study. She stayed in a relative’s house and served them, washing their clothes and cleaning the house—just so that she could study.
And so that she could have enough money to enroll, she took a part-time job: She was a janitress in her school. From 6am to 3pm, this high school girl would sweep the grounds of her school. She earned P60 each week. But Tes wouldn’t spend it. She would save every Peso for her tuition money.
She was so poor, she remembers looking at the cupcake her classmate was eating—and she’d just smell it. Because she couldn’t afford to buy one.
She’d go home from school very tired. But she still couldn’t rest. In the evening, she’d still wash the clothes of the family she was serving.
But she persevered throughout high school and college.
When she finally graduated, she became a teacher.
When she received her first salary, she bought 24 cupcakes!
But she didn’t eat them.
She went home and gave them all away to her family.
Tes Barcelona with her family
Sweet Smell Of Success
I’ve known Tes for many years now.
Believe me, Tes is someone who never lives in her Comfort Zone. She doesn’t like her life to be too comfortable.
Why? I believe Tes’ hardships in her younger life forced her to live in her Courage Zone. And she knows no other way to live.
How courageous is she?
When she was only 24 years old, Tes put up her own school—Powerkids Academy. She started with 33 students in a makeshift house. (Question: How many of you would start a school when you’re 24?)
A few years later, Tes opened another branch of the school.
Today, only 14 years later, Powerkids Academy has grown to over 700+ students in 2 locations. Last year, she built a new 4-story building for her school.
But as the finishing touches of that new building were still being made, Tes is opening yet another school in another location.
She recently bought a new 4-story school building worth P100 Million!
Note: She bought it even if she didn’t have money! They borrowed money from the bank.
Her story’s title?
From School Janitress to School Directress!
It has been my privilege to watch this journey every step of the way. Whenever they made a big decision, Alvin and Tes would consult me. We’d sit together over dinner and pray together.
Why is Tes so successful?
Because Tes tried.
Because Tes took risks.
She defied convention. She made a lot of mistakes. She failed a lot of times. But everytime, she rose up and tried again.
How Not To Take Risks
Here’s a problem.
People don’t know how to take risks.
It’s unfamiliar territory.
Thus, they take the wrong risks.
Here’s my simple guideline: Leave your Comfort Zone, get into your Courage Zone, but never go out of your Core Zone. Your Core Zone is the area of your Core Gift.
I’m a Communicator. I went out of my Comfort Zone and now communicate through the Internet and other forms of Media.
But I won’t teach dancing.
I won’t teach cooking.
Because they’re not my Core Gifts.
Tess is an Educator. She went out of her Comfort Zone and built three schools in Bulacan.
But she won’t build a beauty parlor.
She won’t start a clothing store in a mall.
She’ll stick with Education.
I repeat: Live in your Courage Zone within your Core Zone.


Last Big Question
My friend, I have a big question for you: Where do you live?
Do you live in your Courage Zone or in your Comfort Zone?
If you want success, you know where you should live.
See you in the Courage Zone!

101 Ways To Tell Your Wife, "I Love You"

101 Ways To Tell Your Wife, "I Love You"

I'd like to share simple maybe hard task to all the husbands out there to keep your LOVE alive by practicing demonstration of LOVE everyday!

Just choose at least one (1) tip everyday (the more the better)! We always knew that she was very special the moment you first laid eyes on her. It was a dream come true the day she said, "Yes!" You're so excited seeing here face everyday....you don't even want to end the day by just saying "see you tommorow" Now that she belongs to you, it's easy to let your love life play second fiddle to your responsibilities. Not that you want it that way, it's just that life is so demanding. By just taking a few moments of each day to fulfil the needs of your marriage, you and your wife can feel like newlyweds for life!

1. LEAVE CANDY FOR HER TO FIND And I'm not talking about a 3 Musketeers bar. (Unless that's what she likes). Buy a pretty box of chocolates. Leave them in her car or some other place that she's sure to find them. Tuck a little "I love you" note inside to increase the effect.
2. DON'T TEASE HER FOR PRIMPING She wants to look nice for you! If you constantly go on about how much time she spends on her hair or manicures, she may take it that you don't appreciate her femininity or her effort to look pretty. Let her know she's beautiful when she fixes herself up.
3. KISS HER FOR AT LEAST 6 SECONDS Forget the little peck on your way out the door in the morning. Give her a kiss that will stay with her all day! Kissing for at least six seconds doesn't take that long but it makes for a much more meaningful kiss.
4. HOLD HANDS Wives feel special when their husbands reach over and take their hand. It's just a simple gesture, but it goes a long way.
5. MAIL HER A LETTER E-mail has its place, but for a woman, getting a letter in the mailbox addressed to her from her hubby...well now, that's just too romantic!
6. LEAVE HER A TIP You'll leave the waitress a tip, but what about the lady who is there to wait on you 24/7? Surprise her as she clears the supper table; leave her a few dollars to show your appreciation.
7. REENACT YOUR FIRST DATE Tell your wife that you're taking her out. Tell her that you think it would be fun to do everything just like you did on your first date then try to reenact it! The bonus is that you won't have to take her home to her father, you can take her home with you!
8. DEDICATE A SONG TO HER Call your local radio station and have them to play a song for your sweetie! Tell them why you love her and her name, and have them to repeat it over the air!
9. COMMUNICATE WITH HER Your wife wants in on your life. Tell her about your day or even your hopes and dreams for the future. Talk about the kids, or whatever happens to come to mind. Just communicate!
10. WHISPER IN HER EAR Get close to your wife and whisper those sweet words of love in her ear. Try whispering something about your private love life in the middle of a public place and watch her blush!
11. HAVE FLOWERS DELIVERED TO HER Take some time out of your lunch break to swing by the flower shop. Have the florist deliver her flowers to your home or at her place of work, or deliver them yourself!
12. PUT YOUR ARM AROUND HER Put your arm around your wife while she's sitting next to you or while walking side by side.
13. CARESS HER Gently caress your wife's hair with your hand or her face with your lips. She loves to feel your touch.
14. PRIASE HER IN FRONT OF OTHERS Let your wife hear you brag on her while you're talking to others. She may blush or say something back, but secretly she's feeling proud that you're her man.
15. PRAISE HER TO HER FACE Tell your wife that you appreciate all that she does and the love that she shows to you.
16. TAKE HER ON A SURPRISE DATE Secretly arrange for someone to watch your children, if you have them, then surprise your wife by taking her out for a night that she'll not soon forget!
17. SAY YOU'RE SORRY You're not too macho to say, "I'm sorry" if you're in the wrong. In fact you'll be a much bigger man if you do.
18. LEAVE THE STRESS OF WORK AT WORK I'm not saying that you can't talk to your wife about your job or the things that bother you. I'm saying that if you've had a bad day, don't take it out on your wife and family. It's easy to be grumpy after a long day of work. Don't snap at the people who love you. If you need to vent your frustrations, talk them out with your wife. She'll be glad to lend an ear if you need to talk.
19. DON'T HIDE ANYTHING FROM YOUR WIFE Be open and honest with your wife about everything. Keep an open line of communication between the two of you at all times. Keeping things from her, even small things, can hurt a relationship. If she should find out from another source, she would feel hurt and disappointed that you didn't feel like you could share with her. This could ultimately damage her trust in you as well.
20. TAKE CARE OF THE CARS Make sure that your vehicles are in tip top shape at all times so your wife isn't left stranded. Don't expect her to go to the dirty garages to get the oil changed and repairs done, do them yourself, or take them in for her.
21. COMPLIMENT HER Everyone needs a compliment now and then, but many wives need a little extra reassurance to make sure that she's still special in your eyes. A compliment won't cost you anything, but for your wife, it could be priceless!
22. BUY HER A FEMININE GIFT Buy your wife a gift that will make her feel feminine, like her favorite perfume, or a pretty night gown.
23. DON'T FORGET SPECIAL OCCASIONS Put it on your phone schedule, hang a calendar in your vehicle, do what you must, but DON'T forget your anniversary, her birthday, or Valentine's Day!
24. ALWAYS KISS HER GOODNIGHT Never even close your eyes at night until you've kissed your wife goodnight. (For at least 6 seconds).
25. FINISH HOME IMPROVEMENT PROJECTS Too many times husbands work so hard all week that they don't feel like keeping up the repairs at home. This is understandable, but remember, it often makes your wife's work harder too. If you could work on things for just awhile, and aim to finish at least one project per month, it could make your whole household run smoother.
26. DON'T BE NEGATIVE Don't go around griping or nitpicking the things your wife does or don't do. Try to be more pleasant. Look on the positive side of things. When your negative, it makes everything look worse than it really is.
27. TAKE A SHOWER TOGETHER Here's a way to get clean and have fun at the same time! Jump in the shower, mesh together, and do a lot of kissing! Be sensitive if your wife feels insecure, and make sure that you reassure her often.
28. SHOW PATIENCE DURING HORMONAL TIMES If your wife gets a little hard to live with during certain times of the month, be patient. This is especially important too if she's pregnant or a new mother. She can't control her emotions very well during these times, and will need your support.
29. ADMIT IT WHEN YOU'RE WRONG If you are in the wrong, admit it. Don't pass it off like it's no big deal, or make excuses for yourself.
30. LOOK INTO HER EYES While talking to or hugging your wife, look her straight in the eyes while cupping her face in your hand. She may feel shy and try to look away, but don't confuse this in thinking she don't like it. Gently insist she look at you, then slowly lean down and kiss her. (For at least 6 seconds).
31. SACRIFICE FOR HER Put aside something that you want so that you can give to your wife. Usually, this is what wives do. They'll put aside their own needs to make sure their family gets everything they need first. Make sure your wife is taking good care of herself too.
32. WRITE HER A LOVE POEM Put your romantic thoughts into a rhyme that your wife will cherish forever! Not a poet? Just write down your feelings the best you can, she'll love it!
33. GIVE HER A MASSAGE Grab the oil and lotion, then grab your wife! Give her a full body massage and help her relax. (Try to at least get past her shoulders before moving on to "other things)."
34. PLAY A GAME TOGETHER Bring out the board games or play a game of tennis. Playing a game together can help keep the two of you close. If she beats you, admit it. Don't say, "Oh, I just let you win."
35. CALL IF YOU'RE GOING TO BE LATE Don't make your wife worry about you, or let dinner get cold. Take out 5 minutes to phone her if you see you're going to be late.
36. WASH THE DISHES FOR HER You don't have to clean the whole house, but just doing one chore such as the dishes once in a while, or at least cleaning up after yourself, will help her out a lot.
37. PICK HER FLOWERS OK, you've sent her flowers, but why not pick some wildflowers yourself? Stop the car and pick some by the roadside, then gently tuck one behind your wife's ear and kiss her neck.
38. TAKE HER TO A ROMANTIC PLAY Skip the movie and head out to a theatrical play. If there's not a good romantic one showing, find one with some good, clean humor.
39. PLAY A KISSING GAME Lock lips and see who can hold out the longest!
40. GIVE HER A NIGHT OFF Watch the kids while she heads out to shop for awhile. Throw in a few extra bucks so that she can buy herself something special.
41. DON'T MENTION HER WEIGHT No matter what size your wife may be, bringing up her weight is definitely a no no.
42. DONT ARGUE OVER FINANCES If money gets tight, be very careful not to argue or shift blame. Together, and in a business-like fashion, explore ways that you can pay off your debts. If things spin out of control, consider financial counseling. Your marriage is worth more than money.
43. LEAVE LOVE NOTES IN UNEXPECTED PLACES Try leaving love notes in odd places that she'll be sure to see, such as under windshield wipers, inside the refrigerator, inside a CD case or even on toilet paper! A good example would be to put one on the light switch that says, "You turn me on."
44. BE HONEST NEVER EVER lie to your wife, even if it seems harmless. Trust is one of the most important factors in a marriage - don't break it!
45. RENEW YOUR WEDDING VOWSAlthough we know that the first vows are good for life, still, taking your wife to a chapel on your anniversary, or any day, and renewing your vows will let her know that you'd marry her all over again.
46. WORSHIP TOGETHER Find time to worship and pray with your wife. Our lives our made up of three parts. Body, mind, and spirit. You need to connect in all three ways to really be close.
47. RESPECT HER Showing respect is another important factor in a marriage. Don't degrade her, yell at her, or misuse her.
48. PROVIDE FOR HER Do your best to provide for your wife and family. You don't have to buy a castle, just make sure it's nice and comfortable and there's food on the table. If your wife chooses to help out that's OK, but it is your place to provide, so don't expect her to fill that role.
49. TELL HER YOU NEED HER Let her know that your life just wouldn't be complete if you didn't have her. Tell her that you not only want her in your life, but that you need her.
50. LET HER CRY Every woman needs a good cry now and then; sometimes she can tell you why, and sometimes she can't. Just make sure you don't get irritated at her or make fun of her. This will just make everything worse. Take her in your arms and hold her until everything is better. This may be the very thing she needed anyway.
51. DON'T TEASE HER TOO MUCH It's OK to tease now and then, but try to keep it at a minimum. Don't excessively tease her in front of others, and never tease in a degrading fashion.
52. DON'T CORRECT HER IN FRONT OF OTHERS If you feel that your wife has got a little out of line or has done something that you disapprove of, it's OK to talk it over with her in private, but never jump her in front of others; especially your children. Make sure that even if you're firm, that you're loving.
53. BE FAITHFUL Always make sure that you're faithful to your wife in every angle. Keep your body, your eyes, and your thoughts only for her. If you are facing any temptation, remove yourself from the source. Be open with your wife about your needs so that she can be the one to fill them.
54. GIVE HER LOTS OF CUDDLE TIME Wives like to be cuddled and kissed without sex sometimes. Try sitting in front of a campfire or lay under the stars and just take your time.
55. LISTEN Sometimes wives just need to talk - about anything. Show interest and listen to her when she talks. If she's upset, show concern. If she's happy, laugh with her. Try to pick up on clues that she may be dropping in her conversation to let you know her needs.
56. BE FORGIVING If your wife should do something that offends you, be quick to forgive. Holding hard feelings can ruin a marriage. Let her know in a heartfelt way how she made you feel, then let it go.
57. BE THE LEADER OF YOUR HOME Many wives don't want their husbands to be the leader because they dominate. But if you're a good leader, you will also serve. Home leadership is meant to be the husbands role, and if you do it right, it will take an unnecessary load off of your wife. Set reasonable guidelines and goals for your household. Ask your wife for advice too. Sometimes a woman can see things not only in the practical sense, like most men do, but she also uses her heart to even things out.
58. BE CLEAN AND NEAT Keep yourself groomed, clean, and smelling nice.
59. PROVIDE SECURITY Let your wife feel secure in your love without worrying if you will still love her from day to day.
60. FIND OUT WHAT HER NEEDS ARE SEXUALLY Your wife's sexual needs sometimes vary a great deal from yours. Find out how and where she likes to be touched, and what she expects from sex, and try to fill her needs.
61. HELP OUT WHEN SHE DOESN'T FEEL WELL If your wife is sick or has just had a bad day, try helping with her household duties and with the kids. Make sure she can get plenty of rest.
62. DON'T COMPARE HER IN A NEGATIVE WAY Don't say things like, "You gripe just like your Aunt Thelma." Comparison often hurts self esteem.
63. TAKE HER ON WEEKEND TRIPSTake your wife to a romantic resort for the weekend. If your budget's a little tight, consider checking into a hotel, even if it's local, so the two of you can get away from the familiar and just enjoy each other.
64. BE VERBAL WHEN MAKING LOVE When making love, describe aloud and in detail each thing that you do and how it makes you feel. This will greatly arouse your wife, as well as let her know that she's meeting your needs.
65. SHOP FOR A GIFT TO SHARE Go shopping for something that you'll both enjoy together. Get a great CD, massage oils, or anything that you'll both like.
66. ENCOURAGE HER TO FOLLOW HER DREAMS If your wife has dreams and goals that she would like to accomplish, be her best cheer leader. Support her as she endeavors to reach them.
67. BE KIND AND COURTEOUS Treat your wife as you would expect her to treat you. Treat her with dignity and be courteous at all times.
68. PASS GAS IN THE BATHROOM If you must pass gas, go to the bathroom. Don't do it to annoy her, or burp at the table. It's not as funny as you think it is - as a matter of fact, it's not funny at all.
69. FLIRT WITH YOUR WIFE Don't stop flirting with her just because you're married. Do it now more than ever to keep that spark! Wink at her from across the room, whistle at her, or give her "that look." Watch her cheeks turn rosy.
70. TAKE A JACUZZI BATH TOGETHER Jacuzzis are one of the world's most romantic inventions! Some use it for stress, some use it for... If you don't have a jacuzzi tub, check into a hotel that has a tub for two, and spend the night.
71. TAKE A WALK Go for a long walk through a park or take a moonlight stroll. Hold hands while you walk.
72. LOOK OUT FOR THE FUTURE You plan on being together for life, right? Make sure that your future will be secure. Set up a retirement fund. Also, although no one wants to think about it, we all will die one day. Take out a life insurance policy to make sure that if the worst should happen, your family will be cared for.
73. SET UP A SLIDE SHOW Pick out special photo memories from the time that you were dating to the present. Create a slide show with music. This is something that you can do together and can help keep you close.
74. DON'T RUSH SEX While the two of you are in the middle of the wonderful marital gift of sex, be careful not to rush it. Let your wife know that you're loving her, not just the moment.
75. DON'T BELITTLE HER OPINIONS If your wife has an opinion or an idea, thank her, and let her know that her thoughts are valuable. Don't act like her ideas are unintelligent or crazy.
76. CHERISH HER DIFFERENCES Your wife has a lot different make up than you and it shows in more ways than one. Not only in her body, but the way she thinks, or even the way she receives love are naturally just "different." Cherish these differences and don't try to change her.
77. BE DEVOTED TO HER HAPPINESSDo what you can to make your wife happy. You don't have to buy her the most expensive things or "spoil" her rotten, (though that's OK too). Usually a little goes a long way for most wives, and just giving a little attention now and then will make her feel loved and appreciated. You will find that if she's happy, she'll respond better to your needs as well.
78. REMINISCE YOUR WEDDING NIGHT Women like to remember special times. Bring up your wedding night and how it felt to have sex for the first time. Talk about your high school graduations or the day your kids were born.
79. MAKE HER LATE FOR BREAKFAST Wake her up by kissing her! Not only will this be a pleasant way to wake up, but she just might keep you there through breakfast!
80. MAKE A JOURNAL Start on her birthday or Christmas and write a love note or something special to your wife everyday for a year. At the end of the year, present it to her as a gift.
81. GIVE HER A NICKNAME Give her your own special name, like "Beautiful" or "Angel."
82. HAVE YOUR PHOTO MADE WITH HER Go have a professional, up-to-date photo done of the two of you. Try romantic scenes such as a park or waterfall.
83. GO ON A SECOND HONEYMOON Remember how special your honeymoon was? Take another one, and try to make it better than the first.
84. START A HOBBY TOGETHER Find a hobby that you both enjoy, such as horse back riding or tennis. Do it together as often as you can to help stay close.
85. HELP HER UNDRESS Help your wife with the buttons or snaps. Caress her gently as you help remove her clothing. Do it slowly, piece by piece.
86. SHOW HUMILITY Don't get a big head and think that you can't be touched with a ten foot pole. You wife wants you to be confident, but don't think that you're the master of all.
87. PROTECT HER Look after your wife making sure that she's not in any situations where she could be harmed physically or emotionally. This even includes verbal abuse from cantankerous family members. Always be quick to stand up for her in any given situation.
88. DON'T PUSH SEX Be considerate in the fact that sometimes your wife just won't feel like having sex. Remember, she's not rejecting you as a person if she turns you down. However, if she says no too often, try talking to her and making sure that she's not feeling insecure.
89. BE HER BEST FRIEND Be there for your wife at all times and in every situation. Let her feel confident enough to share anything with you.
90. BE THE CHEF Cook up a romantic meal for your wife. Even if you're not a cook, you can find something that you can make. Just follow the box or cookbook directions. Macaroni and cheese can be romantic if it comes from your heart. Just set the table with some candles and turn out the lights. What could be more romantic than eating macaroni and cheese in candlelight with an adoring husband who's tried so hard to please you?
91. GET RID OF IRRITATING HABITS Do you have a habit that bugs your wife?Try to take the necessary measures to stop it.
92. PLANT A GARDEN TOGETHER Whether it's a flower garden or a vegetable garden, growing things takes lots of work. Why not do it together? This will cut the work in half, and will be a great way to enjoy each other's company. Then when it's all said and done, enjoy the fruits of your labor by picking and eating the veggies, or decorating the table with the lovely flowers.
93. BUY A SEASON PASS Buy season passes to the zoo or a museum. The cost will only come once a year, so if you're a little tight on money at some point, you will always have a place to go that is fun and paid for.
94. DON'T BE A WORKAHOLIC!(Or any other kind of "holic" for that matter). Make sure there is always time to spend with your wife and family. In a few years, the money won't matter anyway, and you just have one chance at life. Make the most of it with the ones you love; don't live with regrets.
95. SLOW DANCE IN YOUR BEDROOM Turn on some romantic music, hold your wife close, and slow dance right in your own bedroom. Suggest lighting candles and dancing in the nude.
96. MAKE A LIST OF LOVE Make a list of every reason that you can think of that you love your wife and post it on the refrigerator.
97. SPEAK IN YOUR OWN CODE Create a secret code word for something that only the two of you know, and say it openly in public! It's like having your own secret language!
98. NIBBLE Pull your wife close and nibble her ear or lips. This will give her cold chills!
99. GRAB A KISS WHILE WAITING If you're at a stop light or in a long line at the drive-through, pull your wife close and grab a kiss. (Remember, at least six seconds, although you may want to go longer)!
100. TELL THE WORLD HOW MUCH YOU LOVE HER Put a bumper sticker on your vehicle that says, "I Love My Wife," or put up a sign in your yard that says, "The Prettiest Lady In the World Lives Here."
101. JUST SAY THE WORDS Tell your wife everyday, several times a day, that you love her.
     

Six Ways to Pretend You're Busy At Work

I came across with this article and as i read i find it very true... Me as a " hard working sleepless industrious employee" duh!....There were really times that i am doing nothing so as you who are reading this article. Some of us has or have bosses who always wanted to see their employees buzy buzy buzy even if they do nothing....Well spare me...my boss is a bit different he doesn't want to see me faking my busyness...he told me if your not busy do something worthwhile and productive...read....and learn from it. What is important for him is "result, efficiency and effect" of my job to the company.

My advise for those who's boss is a real ambiquous, vague, confusing, hazy wooly booly bosses...take this advise from me...follow this simple steps to look and pretend busy at work.....enjoy

The 6 Ways To Pretend You’re Busy At Work

1. Always walk with 3 folders in your hands, even if the folders are empty.
· People with folders in their hands look like people going to meetings.
· People with nothing in their hands look like they’re doing nothing.
· And people with a newspaper in their hands look like they’re going to the toilet.

2. Always leave your entire cubicle messy.
· Build huge piles of folders on your desk.
· Build stacks of books on the floor, even if you never read them.
· People around you will think you’re overworked.

3. Always look harassed.
· This will give your bosses the impression that you’re really stressed out because of work.

4. Send important emails to your boss at wee hours of the morning.
· Set your alarm clock at 2 AM, send the email, and go back to sleep.
· Your boss will be so convinced you’re such a hard worker.

5. Sigh loudly when many other people are around.
· Give the impression that you’re under extreme pressure.

6. In your conversations, say technical words even if you don’t understand them.
· For example, if an officemate complains that the internet is slow,
· say, “It’s because of nanotechnology and the 2nd Law of Physics.”
· You can speak gibberish, and you’ll still sound impressive.

Ways to Make Extra Money

Ways to Make Extra Money

With unemployment rates high and regular jobs hard to find right now, the ideas below can bring in some extra cash, whether you are unemployed or working and just trying to build up an extra savings cushion.

1. Make ad supported web site or blogs.
Here is my personal favorite: make web sites on your favorite topics and put ads or affiliate links on your sites for some extra cash. A great way to get started is to use Google's blogger site, and then put their Adsense ads on your blog to generate income. Here is an interesting link on the topic from USAToday: Google's AdSense a bonanza for some Web sites.

2. Try freelance article writing.
If you aren't comfortable making your own blog, there are existing web sites where you can make money by writing articles that go on established sites. Some of the sites that operate this way are Associated Content, Hubpages and Squidoo. The advantage to putting pages on these sites is that it may be easier to get your pages to rank on an established domain as opposed to starting a new site from scratch, and you personally don't have to know any of the technology behind setting up a blog or site. The downside is that you are writing content that is given over to someone else, and in the long run you probably won't make nearly as much money as you could as with a site of your own. Plus with your own site you have the option of selling the entire site someday.

Professional organizers often recommend giving away any clothes you have not worn in over a year.

3. Clean out your closets.

Have a garage sale, take your goods to a consignment store or sell your unwanted goods online. You know the old saying, one man's trash is another man's treasure. If you can't find a buyer for your unneeded goods, at least you can donate them to a local charity like the Salvation Army or Goodwill. Then you aren't cluttering up you house with stuff you don't use, you might be helping out someone else who needs what you are not using, and depending on your income, you may be able to take a tax deduction at tax time for the fair market value of the goods.
If you are a college student, you can sell your used text books online. Often you can get a better deal than at the campus book store where they have some what of a captive market.

4. Resell items.
Go to other people's garage sales, look for bargains and then resell the items online through places like eBay. We have a friend that makes a living just from reselling a certain type of exercise equipment on eBay. Another person that was featured in our local paper made a living reselling wedding dresses. It helps to specialize in one area so you get to know the market very well and get a good feel for what will sell online and for how much.

You can easily check the market prices for used books online at Amazon's Marketplace.

5. Go to library book sales, especially on the last day when they are trying to get rid of the books.
You can often get a whole bag of books for $1 or $2. Then resell the books online through Amazon Marketplace or Ebay. The downside with this approach is that in order to turn a tidy profit you have to have a good idea in advance of what types of books sell online and for how much. Plus, library sales often attract many used booksellers so the competition for the best books is often steep. You can get an edge by becoming a library member, or better yet a volunteer, and possibly getting a chance to purchase books before they go on sale to the general public.

6. Sell handmade items.
If you have a hobby such as sewing or woodworking, instead of just making items for yourself and your friends, make items to sell either at craft fairs, consignment shops or online. One of my friends is an artist and sells her oil paintings, so it gives her both a relaxing hobby and a second income. Her art supplies are all tax deductible because they are business expenses. To sell your items online, check out www.etsy.com.

Interesting Link: Study Calculates Stay at Home Moms Worth Six Figures - if full time moms were really paid for all of their work.

7. Offer your services to others.
Even if you don't have a craft type hobby, if you have a talent you can often do services for others who either don't have the skill or the time to do chores themselves. Some of my friends who are otherwise stay at home moms do services such as pet care, child care, sewing and typing for some extra money.
Tax Tip: If you are self employed, health insurance in the U.S. may be a tax deductible business expense, offsetting any business income. This means that if you have regular job and pay $300 in health insurance premiums, and a small business on the side, you may well be able to deduct an extra $3,600 a year from your taxes. Check with your accountant to see if this deduction could apply to your home business.

8. Turn Your Hobby Into a Business.
Turning any hobby into a business can often "earn" extra money just from tax savings. This is due to the many tax deductions available to small business owners. Possible deductions for your home business may include deductions for a retirement plan, health and dental insurance. phone expenses, Internet connection costs, equipment such as phones and PCs, a home office, travel expenses and much more. The list is really quite extensive.

9. Sign up for consumer focus groups.
One of our friends makes an extra few hundred dollars a month just by going to consumer focus groups. My husband made $100 a couple of years back on his lunch hour just for watching two commercials for a major software company and telling the marketing people which commercial he liked better. My husband and I are both on the mailing list for Blarry House research. They email or call me whenever they have a focus group might be a good fit for one of us. Some of the offers are not worth the time, but other's are pretty lucrative for just an hour or two's worth of
work.

7 Things to Stop Doing Now on Facebook

7 Things to Stop Doing Now on Facebook
by Consumer Reports MagazineWednesday, May 12, 2010

Using a Weak Password
Avoid simple names or words you can find in a dictionary, even with numbers tacked on the end. Instead, mix upper- and lower-case letters, numbers, and symbols. A password should have at least eight characters. One good technique is to insert numbers or symbols in the middle of a word, such as this variant on the word "houses": hO27usEs!

Leaving Your Full Birth Date in Your Profile
It's an ideal target for identity thieves, who could use it to obtain more information about you and potentially gain access to your bank or credit card account. If you've already entered a birth date, go to your profile page and click on the Info tab, then on Edit Information. Under the Basic Information section, choose to show only the month and day or no birthday at all.

Overlooking Useful Privacy Controls
For almost everything in your Facebook profile, you can limit access to only your friends, friends of friends, or yourself. Restrict access to photos, birth date, religious views, and family information, among other things. You can give only certain people or groups access to items such as photos, or block particular people from seeing them. Consider leaving out contact info, such as phone number and address, since you probably don't want anyone to have access to that information anyway.

Posting Your Child's Name in a Caption
Don't use a child's name in photo tags or captions. If someone else does, delete it by clicking on Remove Tag. If your child isn't on Facebook and someone includes his or her name in a caption, ask that person to remove the name.

Mentioning That You'll Be Away From Home
That's like putting a "no one's home" sign on your door. Wait until you get home to tell everyone how awesome your vacation was and be vague about the date of any trip.

Letting Search Engines Find You
To help prevent strangers from accessing your page, go to the Search section of Facebook's privacy controls and select Only Friends for Facebook search results. Be sure the box for public search results isn't checked.

Permitting Youngsters to Use Facebook Unsupervised
Facebook limits its members to ages 13 and over, but children younger than that do use it. If you have a young child or teenager on Facebook, the best way to provide oversight is to become one of their online friends. Use your e-mail address as the contact for their account so that you receive their notifications and monitor their activities. "What they think is nothing can actually be pretty serious," says Charles Pavelites, a supervisory special agent at the Internet Crime Complaint Center. For example, a child who posts the comment "Mom will be home soon, I need to do the dishes" every day at the same time is revealing too much about the parents' regular comings and goings.

Consumer Reports has no relationship with any advertisers on Yahoo!
Copyrighted 2009, Consumers Union of U.S., Inc. All Rights Reserved.